Fast MTP self-service designed around your day.
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Underwritten by MUA Insurance Uganda · Licensed by the IRA
About two minutes, start to finish — no branch visit, no logbook, no paperwork.
Enter your plate
Type your number plate to pull up your vehicle and premium instantly.
Review your premium
See exactly what you'll pay before you commit. No hidden charges.
Pay by Mobile Money
Confirm securely with your Mobile Money PIN. MTN and Airtel supported.
MTN · AirtelGet your digital sticker
Your sticker is generated instantly and sent to your phone. Print it if you like.
Stay on this page after you pay — we confirm your payment and generate your sticker automatically. No reference number or QR scan needed; your download button appears right here, usually within seconds.
Buy from home, the roadside, or a police checkpoint. Your cover starts the moment you pay.
Your digital sticker carries a QR code that traffic authorities can scan to confirm it's genuine.
No queues, no forms, no logbook. Everything happens on the device already in your pocket.
Motor Third Party (MTP) is Uganda's legal minimum cover for every vehicle — it protects you against claims from other people you injure in a road accident.
MTP is an insurance policy that covers injury or death you cause to other people — pedestrians, passengers or other road users — in a road accident. It does not cover damage to your own vehicle. It is the minimum cover every vehicle on Ugandan roads is required by law to have.
Yes. Motor Third Party insurance is compulsory for every vehicle on the road in Uganda under the Motor Vehicle Insurance (Third Party Risks) Act. Driving without valid MTP cover is an offence and leaves you personally liable for accident costs.
The premium depends on your vehicle category. Enter your number plate above to see the exact amount you'll pay before you commit — there are no hidden charges.
Motor Third Party pays up to UGX 1,000,000 per person injured or killed, and up to UGX 10,000,000 in aggregate for a single accident. These are the statutory limits set by law.
Usually under two minutes. Once your Mobile Money payment is confirmed, you receive a reference by SMS and your digital sticker is generated instantly, ready on your phone.
No. You only need your number plate and a Mobile Money line. You do not need a copy of your logbook to purchase Motor Third Party insurance.
Yes. The digital sticker replaces the old paper windshield sticker and is officially recognised. It carries a unique QR code linked to your vehicle registration that traffic authorities can scan to confirm your cover is valid.
A Motor Third Party policy is valid for 12 months from the date of issue. Renew before it expires to avoid driving uninsured — there is a one-month window in the MTP system to help you renew on time.
You can pay using MTN Mobile Money or Airtel Money and confirm with your Mobile Money PIN. No card or bank account is required.
Yes. You only need your number plate and a Mobile Money line — no sign-up or account is required.
A MUA customer